Kingdom Wealth: Living Out Your Faith in Business with Dr. Nicole B. Simpson

In a world where the lines between faith and finance often blur, Dr. Nicole B. Simpson, CFP®, stands as a beacon of integrity, wisdom, and unwavering faith. As the founder of Harvest Wealth Financial and a Reverend, Dr. Simpson masterfully integrates her spiritual calling with her professional expertise, demonstrating that true success is found in aligning one's business with divine purpose.

From Trauma to Triumph: The Genesis of Harvest Wealth Financial

Dr. Simpson's journey into entrepreneurship is a testament to resilience and divine guidance. A survivor of the 9/11 World Trade Center attacks, she faced a life-altering disability that propelled her to seek a new path. Concurrently, she received a call to preach the gospel. These two pivotal events converged, leading her to establish Harvest Wealth Financial in 2007, amidst the throes of a global recession. Her firm, a comprehensive financial planning entity, specializes in investments, insurance, estate planning, retirement, and tax strategies. Dr. Simpson's mission extends beyond mere financial management; she educates and empowers individuals to not only achieve financial freedom but also to build lasting legacies, echoing the biblical principle of leaving an inheritance for future generations.

Faith in Action: Integrating Beliefs into Business Operations

For Dr. Simpson, faith isn't a separate compartment of her life; it's the very foundation of her business. Her clients are fully aware that her ministry is her primary calling, and this transparency builds a profound level of trust and integrity. Harvest Wealth Financial operates on a 100% referral basis, a testament to the strong reputation she has cultivated through her unwavering commitment to both her faith and her clients' best interests. She often speaks at churches, seamlessly weaving biblical financial principles into her presentations, demonstrating that good stewardship is a divine mandate.

Her business name, 'Harvest Wealth Financial,' itself reflects her faith, emphasizing the principle of sowing and reaping. Dr. Simpson believes that when one sows diligently, a harvest is inevitable. She proudly declares her faith not through mere words, but through her actions, allowing her character and the excellence of her work to speak volumes.

Navigating Complex Decisions with Divine Wisdom

Dr. Simpson's faith plays a critical role in her decision-making, often leading her to choices that may seem counter-intuitive to worldly business practices. She prioritizes her clients' best interests over personal gain, a principle that sometimes means advising clients to utilize employer-sponsored 401ks before investing with her, even if it minimizes her immediate earnings. This commitment to ethical practice is rooted in her belief that God provides for her, freeing her from the need to compromise her values for financial benefit.

She also navigates complex and sensitive financial planning scenarios, particularly those involving second marriages within the faith community. While biblical principles advocate for unity, Dr. Simpson understands the practical realities of modern life, including the complexities of blended families, pre-existing financial obligations, and the potential for divorce. She approaches each client with a tailored, nuanced strategy, seeking divine wisdom to ensure the most beneficial outcome for all involved. This requires a delicate balance of spiritual guidance and practical financial expertise, especially in a society where traditional financial dynamics are evolving.

Generosity and Purpose: The Stewardship of Time, Talent, and Treasure

Dr. Simpson's faith profoundly influences her generosity. She firmly believes that understanding one's purpose dictates where time, talent, and treasure should be invested. While she is a paid speaker and financial expert, she dedicates her pro-bono efforts to two specific areas aligned with her divine calling: reentry programs for formerly incarcerated individuals and support for survivors of sexual trauma. In these areas, she helps individuals recover spiritually, emotionally, and economically, recognizing that her expertise can bring profound healing and restoration.

She emphasizes that professionals, especially those in ministry, should not devalue their vocational expertise by offering it for free, a common expectation she observes within certain church communities. Dr. Simpson believes in the principle that 'a laborer is worthy of their hire,' advocating for the fair compensation of skills and services. She maintains a balance between her paid engagements and her philanthropic work, ensuring that her generosity is purposeful and impactful.

Authenticity and Excellence: Encouraging Christian Business Leaders

Dr. Simpson's advice to other Christian business leaders is simple yet profound: remain authentic. She believes that while overt declarations of faith may not always be appropriate in every sector, the essence of one's character and the light of the Holy Spirit will naturally shine through. Integrity, punctuality, client-centricity, righteous behavior, generosity, kindness, fairness, and justice are the hallmarks of a faith-driven business. These qualities, she argues, create enjoyable client relationships and generate organic referrals.

Her own experience exemplifies this. When individuals seek a financial advisor, they are often referred to her not just for her expertise, but because 'she's a preacher' who is also 'the best financial planner.' This speaks to the power of living out one's faith authentically, allowing actions to declare beliefs more powerfully than words. Dr. Simpson's life and business are a testament to the transformative power of integrating faith with professional excellence, demonstrating that true kingdom wealth is built on a foundation of divine principles and unwavering integrity.